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Kochi
Get free quote →PM-Surya Ghar · Updated July 2026
Residential rooftop solar in Kerala qualifies for the central PM-Surya Ghar: Muft Bijli Yojana subsidy of up to ₹78,000. This guide covers the exact subsidy amounts, DISCOM net-metering process, disbursement timeline, and 8 verified installers you can request a quote from directly.
Amount is fixed nationally by the Ministry of New & Renewable Energy (MNRE). Direct benefit transfer (DBT) to your Aadhaar-linked bank account after commissioning.
| System size | Central subsidy | Typical net cost (₹1.6-2.2 L before subsidy) |
|---|---|---|
| 1 kW | ₹30,000 | ₹35,000 – ₹90,000 |
| 2 kW | ₹60,000 | ₹80,000 – ₹1.2 L |
| 3+ kW | ₹78,000 | ₹1.0 – ₹1.4 L |
The subsidy is the same in every state — this table applies verbatim to Kerala. Your out-of-pocket cost is the vendor quote minus this amount, credited within a few weeks of commissioning.
Sorted by Verified Pro status, then customer rating × review count. Click any installer to see their full profile and get a free quote.
Kochi
Get free quote →Thiruvananthapuram
Get free quote →Thiruvananthapuram
Get free quote →Kochi
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Get free quote →Kozhikode
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Get free quote →The central PM-Surya Ghar: Muft Bijli Yojana pays a flat ₹78,000 subsidy for a 3 kW residential rooftop solar system anywhere in India, Kerala included. This is credited to your bank account (DBT) after commissioning and successful net-meter installation. KSEBL (Kerala State Electricity Board Ltd) handles the Kerala side of net-metering approval.
Kerala runs the "Soura" programme with additional state-level incentives beyond PM-Surya Ghar. Confirm exact figures with KSEBL.
In Kerala, dealers typically report subsidy DBT credit within 55 days from commissioning + net-meter approval. This varies with paperwork completeness — subsidy claim, DISCOM sanction letter, plant commissioning certificate, and Aadhaar-seeded bank account must all be in order.
Yes. Most public sector banks (SBI, Canara, BoB) and NBFCs offer collateral-free solar loans that cover 70-90% of the pre-subsidy system cost at 8-11% p.a., 5-7 year tenure. The subsidy DBT is credited to the same bank account and can be used to prepay the loan without penalty at most banks. Ask your Kerala installer for their bank tie-up — most offer parallel EMI processing.
Any MNRE-empanelled vendor (visible on the pmsuryaghar.gov.in vendor list) is eligible to claim the subsidy on your behalf. Compare 2-3 quotes on: panel make (Tier-1 mono-PERC), inverter brand + warranty (min 10 years), mounting structure, and the subsidy paperwork commitment. The list below shows 8 verified installers with real reviews in Kerala.
Browse the full directory of installers by city — each listing shows verified phone numbers, Google ratings, and a free-quote form.
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