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PM-Surya Ghar · Updated July 2026

Rooftop Solar Subsidy in Karnataka

Residential rooftop solar in Karnataka qualifies for the central PM-Surya Ghar: Muft Bijli Yojana subsidy of up to ₹78,000. This guide covers the exact subsidy amounts, DISCOM net-metering process, disbursement timeline, and 8 verified installers you can request a quote from directly.

Central subsidy — PM-Surya Ghar: Muft Bijli Yojana

Amount is fixed nationally by the Ministry of New & Renewable Energy (MNRE). Direct benefit transfer (DBT) to your Aadhaar-linked bank account after commissioning.

System sizeCentral subsidyTypical net cost (₹1.6-2.2 L before subsidy)
1 kW₹30,000₹35,000 – ₹90,000
2 kW₹60,000₹80,000 – ₹1.2 L
3+ kW₹78,000₹1.0 – ₹1.4 L

The subsidy is the same in every state — this table applies verbatim to Karnataka. Your out-of-pocket cost is the vendor quote minus this amount, credited within a few weeks of commissioning.

Karnataka-specific details

State DISCOM
BESCOM / MESCOM / HESCOM / CESC (state-wise DISCOMs)
Average subsidy disbursement time
~45 days from commissioning + net-meter approval to DBT credit.
State-level top-up (over and above PM-Surya Ghar)
No confirmed state top-up beyond the central PM-Surya Ghar subsidy currently. Verify with BESCOM / MESCOM / HESCOM / CESC (state-wise DISCOMs) — some states run periodic additional schemes.

How to claim your subsidy in 5 steps

  1. Register on pmsuryaghar.gov.in — one-time signup with mobile OTP + Aadhaar-seeded bank account.
  2. Pick a vendor from the empanelled list — the portal shows MNRE-empanelled installers in your city. Any of the installers below qualify.
  3. Get a written quote + DISCOM sanction — installer files the DISCOM feasibility + net-metering application on your behalf. Wait time: 2-4 weeks.
  4. Installation + commissioning — 1-3 days on-site work + net-meter installation by DISCOM linesman.
  5. Subsidy DBT to your bank — installer files claim on the portal; MNRE credits ~45 days later.

8 Verified Solar Installers in Karnataka

Sorted by Verified Pro status, then customer rating × review count. Click any installer to see their full profile and get a free quote.

Solar installers by city in Karnataka

Bengaluru 25 installers

Frequently asked questions

How much subsidy do I get for a 3 kW rooftop solar system in Karnataka?

The central PM-Surya Ghar: Muft Bijli Yojana pays a flat ₹78,000 subsidy for a 3 kW residential rooftop solar system anywhere in India, Karnataka included. This is credited to your bank account (DBT) after commissioning and successful net-meter installation. BESCOM / MESCOM / HESCOM / CESC (state-wise DISCOMs) handles the Karnataka side of net-metering approval.

Does Karnataka offer an extra state top-up on top of PM-Surya Ghar?

Karnataka residents primarily receive the central PM-Surya Ghar subsidy (up to ₹78,000 for a 3 kW system). Some states run additional programmes with variable top-ups — the position changes yearly. Confirm the current top-up with BESCOM / MESCOM / HESCOM / CESC (state-wise DISCOMs) or on the state's energy department website before signing an installer's quote.

How long after installation does the subsidy hit my bank?

In Karnataka, dealers typically report subsidy DBT credit within 45 days from commissioning + net-meter approval. This varies with paperwork completeness — subsidy claim, DISCOM sanction letter, plant commissioning certificate, and Aadhaar-seeded bank account must all be in order.

Can I combine the PM-Surya Ghar subsidy with a solar loan?

Yes. Most public sector banks (SBI, Canara, BoB) and NBFCs offer collateral-free solar loans that cover 70-90% of the pre-subsidy system cost at 8-11% p.a., 5-7 year tenure. The subsidy DBT is credited to the same bank account and can be used to prepay the loan without penalty at most banks. Ask your Karnataka installer for their bank tie-up — most offer parallel EMI processing.

Which installer should I pick in Karnataka?

Any MNRE-empanelled vendor (visible on the pmsuryaghar.gov.in vendor list) is eligible to claim the subsidy on your behalf. Compare 2-3 quotes on: panel make (Tier-1 mono-PERC), inverter brand + warranty (min 10 years), mounting structure, and the subsidy paperwork commitment. The list below shows 8 verified installers with real reviews in Karnataka.

Ready to get quotes from verified Karnataka solar installers?

Browse the full directory of installers by city — each listing shows verified phone numbers, Google ratings, and a free-quote form.

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